Terms of service
Please take the time to read the terms and conditions of use listed below before using this site. The following general conditions govern and apply: to your use of this website (Gesrisk commercial site) maintained by Optimum Conseil ; for any possible recourse. By accessing or browsing the site, you declare that you have read and understood the general conditions of use and declare that you are bound by these conditions. Please note that we may change the terms of use at any time without notice. Your continued use of the site will be deemed your acceptance of the revised terms and conditions.
1. Intellectual property
All property of the site with the exception of user-generated content is owned by Optimum Conseil or our licensors and includes any material protected by copyright, trademark or patent. The material appearing on this site may not be copied, reproduced, republished, downloaded, displayed, transmitted, distributed, or modified in whole or in part, whether in textual, graphic, audio, video or executable form, without our written authorization.
2. Use of company content
We may provide certain information to you as a result of your use of the Site, including, without limitation, documents, data or information developed by us, or any other material that may assist you in using the Site or services (the "Company Content"). Company content may not be used for any purpose other than the use of the site or the services offered on the site. Nothing herein should be construed as granting you any license or intellectual property rights.
3. Acceptable use of the site
You agree not to use the site for illegal purposes or any other purpose prohibited under this clause. You agree not to use the site in any way that could harm the site, the services or the commercial activity of Optimum Conseil.

You also agree not to use the site for the following purposes:
a) violate the intellectual property of Optimum Conseil or any other third party; b) download or transmit computer viruses or any other software that could damage the intellectual property of Optimum Conseil or of others; c) commit fraud; d) illegally collect information about others.
4. Protection of privacy
By using our site, you may provide us with certain information. By using the site, you authorize us to use your information in Canada and any other country in which we may operate.

We use the information collected from you to ensure that you have a good experience on the site. We can also track part of the passive information to improve our marketing approach via analytical tools.
5. Compensation
You agree to defend, indemnify and hold Optimum Conseil and its affiliated offices harmless against any claim, suit or demand, including attorneys' fees, which may arise from your use or abuse of the site, your violation of these or of your conduct and your actions. If we choose to do so, we will choose our lawyer and participate in our own defense.
6. Interruption of service
We may have to interrupt your access to the site in order to perform unplanned maintenance or emergency work. You agree that your access to the site may be affected by an unplanned or unanticipated downtime, for any reason, and that we will not be held responsible for any damages or losses arising from such downtime.
7. No warranty
Although we have made reasonable efforts to ensure that the content on this site is accurate, we cannot guarantee that the content is error-free, up-to-date or complete. In any case, we can not be held responsible for any damage that may result from an error on the site.

We assume no responsibility for any damage resulting from the misuse of the content of the site. We also cannot guarantee that the site will be available without interruption, without errors or omissions, or that faults will be corrected. It is also not possible to guarantee that the site and the servers which make it available are free from viruses or harmful components. The site and its content are provided "as is" and "as available" without any representation, warranty or condition of any kind, express or implied.
8. Confidentiality
Communications via the Internet are subject to interception, loss or alteration, therefore, you acknowledge that the information or items you provide electronically as a result of accessing or using this site are neither confidential nor proprietary, except in to the extent required by applicable laws and that unprotected electronic mail communications over the Internet may be intercepted, tampered with or lost.
9. Limitation of liability
We are not responsible for any damages you may suffer from your use of the site, to the full extent of the law.